Working capital

Your business is growth-oriented and you want to finance a project completely or in part with the help of complementary financing?  The WORKING CAPITAL FUND is the financial tool for you.

Eligible sectors

• Agricultural or related sector
• Manufacturing (transformation)
• Propulsive service industries
• Retail
• Service
• Distribution-wholesale

Financial aid

The financial aid, up to $200,000 per business on eligible expenditures, is available in one of the following forms:

• Share capital
• Conventional loan
• Profit-sharing loan
• Profit-sharing loan with royalties

The repayment terms are adapted to the requirements of the business and the interest and/or return rate is established according to the risk tied to the file.

For what project?

• Working capital for operations
• Commercialization and marketing expenses
• Market and/or product development
• Relocation and refitting of production area
• Financing of orders
• Research and development
• Consulting services

Eligibility

• Your business must operate within the territory served by the CAE
• Your business must show profitability and viability in recent years or in its short- term potential
• You must present a business plan and/or any document relating to a financial aid application

Guarantees

• Personal guarantees from the promoters
• Obtaining tangible guarantees

Priorities

The CAE’s investment priorities focus on businesses operating in a low-competition sector that create or retain long-term employment, are in good financial health and are managed by an efficient and competent team.